15 Money Saving Decorating Ideas For Your Home


Home is where the heart is. The fact that you can keep your home fully functional while also having a space to relax and pamper yourself makes it the perfect place to call home.

You see, in order to reach your goals and make your home the paradise you’ve always wanted, you need to find ways that will save money and make your life easier at the same time. Well, how about creating a space that is filled with ways that you can save money without sacrificing style?  

There are a number of ways you can do that without actually cutting back on your daily life. Look through these money-saving decorating ideas for your home and see if they suit your taste or want to give them a miss because they just don’t add up to your wallet.

Here are some ideas for making your home more affordable and beautiful!


1. Go natural with decor by using only objects around you

When it comes to decorating, you have to go with what’s already around you. You can use your existing items to decorate. 

Using only items you have in your home will save you both time and money in the long run. 

If you own a home office, you can define it by using the space to its best advantage. Put your best foot forward by adding a plant pot or two just outside the door. When it comes to your office, computer, and other common areas of your house, nothing says home like a plant!

2. Use your lighting effectively

It’s worth spending a little bit more on lighting that produces the perfect amount of light for your space. If you want to save money on lighting, try using a more flood-light type of light rather than the traditional light that is hard to move around because it is stuck in one spot. 

If you want to get creative, you can also try hanging some lights that you find around your house to create different effects such as a hanging lantern or a series of lights around a table or even a chair!

3. Upgraded cushions are a must

When it comes to spending money on your home, you will always want to spend the least amount possible on the upgraded cushions that make up your couch, sofa and chairs. They are super comfy and probably the most affordable way to add a dramatic effect to your living space. You can also try adding shag rugs, throw pillows and a few plants to brighten the room up.

4. Turn an old piece of furniture into a bed or entertainment centre

Furniture can be a great source of decor, but it can also be a financial drain. If you have an old piece of furniture that you no longer use, you can repurpose it into a bed or entertainment centre. 

The key is to change the design and position so that you have more space and functionality for the item. 

You can also turn an old table into an entertainment centre with a glass top. If you want to up the class of your living room, why not turn a simple table into a charming coffee table?

5. Ditch the repetitive colours

If you have been in the habit of keeping the same shades of colours for your living space for years, it might be worth looking into some of the colour options that are gaining popularity for the old-fashioned revival. 

If you want to add a modern feel to your home, then a simple colour scheme of white, grey and black would look nice. If you want to maintain the classic look, you can try using pastels or light blues for your living room instead.

6. Look into wall decor options

If you are looking for a creative way to brighten up a wall, try adding some wall art to your home. If you want a more classic feel, then a simple filmstrip or a piece of canvas would do the trick. 

If you want something more modern and bold, then a large-scale painting or photo could be ideal for you. Whatever you want to use as wall decor, it will provide a great distraction from the monotony of everyday life and will brighten up your living space.

If you want to add a little grace to your walls, then try hanging curtains and an old, classic mirror! So, why not add a little character to your walls with a beautiful decorative piece? 

Choose from a large selection of elegant and unique wall decor options that offer an impact without being over the top. If you want a simple yet elegant decorative piece, a simple curtain would do the trick.

7. Don’t forget to add value to your decorations

If you are a regular online shopper, then you know the feeling when you see a great deal on a product but you cannot justify the price tags of the items. This is where decorative items like books and mugs come into play. They are often on sale and are a great way to add value to your decor. 

If you want to get fancy and add a few knick-knacks to the bookshelf, or perhaps a few collectable mugs, to add that little bit more character, but don’t have the cash to buy a pricey item every time you see a good deal online. Books and mugs are perfect for this!

8. Turn a standard lamp shade into a hanging decor piece

Lamps are always beautiful. If you have an old lamp you no longer use or want to give away, consider turning it into a charming decorative piece. It will give the lampshade a more personalized touch and make the lamp look more like a piece of art. 

You can also add a light bulb as the light source. When it comes to the lights, you can also try adding a few lights on the walls to create a dynamic light show in your room.

9. Ditch the bright colours for more subtle ones

If you are looking for a more muted, yet elegant way to decorate your home, try using a few shades of grey and white instead of the bright colours that you have been using. Not only will this bring your living space more in line with your home’s style but it will also keep the room temperature a little more moderate which will help you save on air conditioning bills during the hot months!

If you want to cash in on your home’s potential, then you need to keep it looking its best at all times. This can be achieved by choosing the right colours for the room and the appropriate light fixtures. 

If you plan on keeping your home, you may as well make it look as nice as possible by choosing the right colours for the walls. If you want to add a little character to your walls, a simple border of patterned paper or a few hundred bucks worth of hand-painted tiles would do the trick.

10. Stay with the furniture you’ve got

When it comes to choosing your furniture, think about how you want to use it. Modern pieces often look great but once you move into a new house or apartment, you will want to use everything in the room not just the most expensive pieces. So, when it comes to choosing your furniture, choose pieces that you will use often so that they have value.

We all have that furniture we love and would love to redecorate, but we don’t necessarily have the room in the budget. If you do have the room in your budget, but you don’t want to invest the time into it, there are a few ways to go about getting it redecorated. Start with a simple paint job on the base of the chair. This will give the chair some personality and also make it look a little more expensive. Then, if you want to go the extra mile and do some upholstery work, you could always use the chairs as a test piece to see how they go together.

11. Keep your decor simple and elegant rather than over-the-top or garish

If you want your living space to feel as elegant and tasteful as possible, try keeping things simple. Avoid excessive patterns, bright colours and big, bold fonts. A simple and elegant black and white or grey and white living room theme would look so much more classy than putting a large, fancy print on the walls or a bold design on the coffee table.

12. Paint the wall what you like

If you are looking for a unique way to decorate a wall, try painting it in a different style or using a different colour scheme. If you want something more modern, then try changing the wall paint to a neutral colour. If you want to stay in the family tradition and use the same old walls, then try using old-fashioned white wall paint.

13. Keep it cheap and cheerful with a mix of thrift store finds and repurposed goods

Looking for ways to save money on your home decorating budget? Repurposing old goods and finding creative uses for them is always a good idea. 

Other repurposing items such as old books, mason jars, legos and cardboard boxes are also great for using as decors, storage boxes or baskets. 

14. Add a little texture

If your walls feel a little plain and don’t really need any extra texture, a simple old wooden shoe or a decorative plate or glass can go a long way to adding that finishing touch. If you want a more permanent fix, add in the form of a door or a window frame. 

If you want to go a little bit more expensive, several options are available to you when it comes to putting up a window. You can either hire a window artist or you can do it yourself and save yourself a lot of money in the process.

You can add a little texture to any room in your house by adding some stacks of books, newspapers or other books or objects to pile up on the floor or a table. This can be a great way to add some charm and personality to any room in your home. 

Get creative and use these money-saving decorating ideas for your home to create a clutter-free, homey space that will feel more like home.

15. DIY wall decor for a fraction of the cost

Did you know that wall decor can be a cheap way to brighten a room? You can easily create free-standing DIY designs that cost less than £1. 

If you’re willing to invest a little time into it, you can turn inexpensive posters, photos, and calendars into creative wall decor. You can also use old tins or gallon bottles to create décor that’s inexpensive and easy to store. Try using your favourite decorating hacks to create a simple yet effective DIY wall hanging decoration!



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Watch My Wallet has everything you need to know about money, written by real people who’ve been there. Inspired by the philosophy of Early Retirement Extreme (ERE), our goal is to make informed decisions about our finances in order to achieve financial independence.