Loans and Credit

Financial security is difficult to achieve nowadays. The increased rate of inflation and higher prices of primary commodities has put a lot of Australians into a state of financial insecurity. Almost one in two people […]

If you’ve never taken out car finance before then it can be a daunting experience, or if you’ve had car finance and make a couple mistakes during the finance process, you may be wondering where […]

Bridge loans work where traditional loans can’t save the day. They are short-term financing options designed to remedy temporary financial situations. Bridge financing, as they’re also called, are particularly popular in real estate, both private […]

The number on your credit score plays a major role when it comes to applying for credit This number will mainly be used to calculate the interest rate on your loan. Majority of the lenders […]

As exciting as it may sound, you need to be very careful when selecting and applying for a credit card. You are more flexible when you own a credit card but you should see to […]

Different lenders have different definitions of a “good” credit score, based on the system they are using and therefore there is not set digit to define it. Nonetheless, if some of the key credit reporting […]

Even if you will attract some extra charges, you could end up saving more if you repay your personal loan early or if you move it. There are other ways in which you can reduce […]

You may be considered a high risk client if you have a poor credit record either due to financial problems or trying to build up credit as a first timer but you can still access […]

The large figures posted in newspapers as students’ loans are usually a figure with no much meaning. The most important thing to consider is how much you are expected to pay. There is a difference […]